Low APR Credit Cards

Posted by Joaquin Costa

July 14, 2009

by Lucho Contrera

Getting the right credit card may be a hassle if you do not know where to look, and especially if you are not properly informed about the types of credit cards out there and the rates that they are offering. The first thing you should ensure before acquiring a credit card is your financial stability. Once you are sure that you can do well with extra credit, choose a credit card that has a low interest rate so that you do not end up paying more than you can handle. A critical part to look out for in a low interest credit card is the APR rate. Some companies will offer you either a low APR fixed rate or a low introductory annual percentage rate.

The following low interest cards are some of those that will offer you a low annual percentage fixed rate or introductory rate. The first is the Capital One No Hassle Miles Rewards. This credit card offers you a 0% APR rate on all the purchases you make until May 2010. However, this applies to the introductory period only and after the specified date, you will pay a regular APR rate of 13.90%. The Citi Platinum Select MasterCard offers you a 0% APR rate on balance transfers and purchases for up to twelve months. After the 12 month duration, you pay a regular rate that is as low as 10.99%.

Another low interest credit card is the Discover Open Road Card. This card offers you a 0% introductory APR rate for the first 6 months on all purchases and balance transfers. Their regular rate is 10.99%.the Discover More Card also offers you an introductory annual percentage rate of 0% for 6 months on purchases and 6 to 9 months on balance transfers. Their regular APR rate is 10.99%

Capital One No Hassle Miles Ultra - For Professionals card offers you 0% introductory rate until May 2010 and a regular APR of 13.90%. However, they also charge you an annual fee of $39.00. The Miles by Discover Card will offer you a rate of 0% on purchases and balance transfers for 6 months. Thereafter they charge you an APR rate of 10.99%. The Simmons First Visa Platinum has no introductory deals but offers you a regular APR rate of 7.25%. So make your choice.

The web is the best resource to help you find one such low annual percentage credit card with features and policies suitable to your cash needs. Hit the internet today to find such useful info about the exact type of credit cards, do your research and you will be able to find the exact card that will adapt to your needs.

About the Author:

If you own a lot of money be smart and work towards achieving a proper debt consolidation, also keep in mind that having a no fee credit cards and low rate credit cards may help you.

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